Programs

OUR PROGRAMS

We offer conventional leasing and financing programs to help our customers acquire equipment.

As a business evolves and looks for sustained growth, adding equipment to facilitate future business opportunities, cut costs or to enhance productivity becomes mission-critical. Every business, small or large, shares a common denominator; that its cash flow is the lifeblood of business. Under our programs, cash flow can become more predictable, allowing our customers to focus more on growing their business and less on maintaining it.

So, rather than using your cash or lines of credit, let your equipment pay for itself as it earns revenues or reduces costs.

Equipment Leasing

Our lease programs allow you to structure payment terms that address some of your key business issues, like cash flow, budgeting, technological obsolescence and cyclical fluctuations in your business. We offer simple capital leases with nominal purchase options at the end of a lease term, like a dollar, and also have the ability to structure complex tax qualified operating lease agreements.

Equipment Financing

Our finance programs allow you to maintain ownership of your equipment at all times, without having the burden of the capital outlay. In addition to the cost of the equipment, our finance programs also allow you to include all of the related costs in acquiring the equipment, eliminating the need for a down payment and allowing you to preserve your cash. Additionally, our programs are not restrictive, like SBA guaranteed loans, to your future growth and borrowing capabilities.

The Alliance

While our core business remains leasing and finance, we are pleased to announce a new offering: The Alliance, which is designed to improve our service to you. Click on this special section to see some of the other financial products we currently offer.

Software Acquisitions

While most lenders do not show an interest in leasing or financing software, Alternative Capital has specialized with this market since the early 1990's. We understand that the hardware you have invested in is useless without the right software. Software acquisitions through Alternative Capital provide for the total solution, including services, maintenance and implementation. We can spread the investment you make over a multiple-year term, matching benefits received from the software with your monthly outflows. This means the business can let the solution pay for itself over the duration of the lease or finance agreement.

Vehicle Financing

Alternative Capital can provide you with convenient financing or leasing for your company’s new or used vehicle(s) used for business purposes. We begin with an easy application process, hassle-free process throughout and allowing you to include the entire purchase price of the vehicle or trailer, including taxes, deliver and other related costs. Additionally, we offer both conventional financing, along with Terminal Rider Adjustment Clause (TRAC) leases, allowing you to maximize your borrowing power and tax benefits.

Unlike other lenders, we have no mileage limits or hidden charges and never charge for excess mileage at the end of your term!

. . ALTERNATIVE CAPITAL . .

A Unique Approach To Business Credit