. . ALTERNATIVE CAPITAL . .
A Unique Approach To Business Credit
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OUR PROGRAMS
 
We offer conventional leasing and financing programs to help our customers acquire equipment.  As a business evolves, new opportunities arise and the need for additional equipment becomes urgent as you strive to move forward. Whether a small business or a multinational corporation, all companies share a common denominator; cash flow is the lifeblood of business. Under our programs, cash flow can become predictable and justifiable.  Rather than tying up your capital or bank lines, smart businesses let the equipment pay for itself...while their cash reserves and borrowing power work to fund their future success.
 
 
Equipment Leasing 

Our lease programs allow you to structure payment terms that address some of your key business issues, like cash flow, budgeting, technological obsolescence and cyclical fluctuations in your business.  We offer simple capital leases with nominal purchase options at the end of a lease term, like a dollar, and also have the ability to structure complex tax qualified operating lease agreements.

 
 
Equipment Financing

Our finance programs allow you to maintain ownership of your equipment at all times, without having the burden of the capital outlay.  In addition to the cost of the equipment, our finance programs also allow you to include all of the related costs in acquiring the equipment, eliminating the need for a down payment and allowing you to preserve your cash.  Additionally, our programs are not restrictive, like SBA guaranteed loans, to your future growth and borrowing capabilities.

 

 
The Alliance

While our core business remains leasing and finance, we are pleased to announce a new offering: The Alliance, which is designed to improve our service to you.  Click on this special section to see some of the other financial products we currently offer.

 

 Software Acquisitions

While most lenders do not show an interest in leasing or financing software, Alternative Capital has specialized with this market since the early 1990's.  We understand that the hardware you have invested in is useless without the right software. Software acquisitions through Alternative Capital provide for the total solution, including services, maintenance and implementation. We can spread the investment you make over a multiple-year term, matching benefits received from the software with your monthly outflows.  This means the business can let the solution pay for itself over the duration of the lease or finance agreement.

 

 

Vehicle Financing
Alternative Capital can provide you with convenient financing or leasing for your company’s new or used vehicle(s) used for business purposes. We begin with an easy application process, hassle-free process throughout and allowing you to include the entire purchase price of the vehicle or trailer, including taxes, deliver and other related costs.  Additionally, we offer both conventional financing, along with Terminal Rider Adjustment Clause (TRAC) leases, allowing you to maximize your borrowing power and tax benefits.
 
Unlike other lenders, we have no mileage limits or hidden charges and never charge for excess mileage at the end of your term!